How Much Does a 2021 Maserati Cost?

The 2021 Maserati lineup offers luxury, performance, and Italian craftsmanship, with prices ranging from $75,000 to over $150,000 depending on the model and options. Whether you’re eyeing the sporty Ghibli, the rugged Levante SUV, or the elegant Quattroporte sedan, understanding the full cost—including taxes, insurance, and maintenance—is key to making an informed decision.

Key Takeaways

  • Base prices start around $75,000: The 2021 Maserati Ghibli is the most affordable model, making it the entry point into the brand.
  • SUVs come at a premium: The 2021 Maserati Levante starts near $80,000 and can exceed $130,000 with upgrades.
  • Luxury sedans cost more: The 2021 Maserati Quattroporte begins around $110,000, reflecting its larger size and advanced features.
  • Options and packages add up quickly: Performance trims, premium interiors, and tech upgrades can increase the price by $20,000 or more.
  • Taxes, fees, and financing matter: Out-the-door costs often exceed the MSRP by 10–15% due to taxes, registration, and dealer fees.
  • Insurance and maintenance are costly: Expect higher premiums and service costs compared to mainstream luxury brands.
  • Certified pre-owned saves money: A used 2021 Maserati can offer significant savings while still delivering the Maserati experience.

How Much Does a 2021 Maserati Cost?

If you’ve ever dreamed of driving a car that turns heads with its sleek Italian design, throaty engine growl, and unmistakable trident logo, then a 2021 Maserati might be on your radar. But before you picture yourself cruising down coastal highways in a low-slung sports sedan or a powerful SUV, it’s important to understand exactly how much a 2021 Maserati costs—not just the sticker price, but the full financial picture.

Maserati has long been synonymous with luxury, performance, and exclusivity. In 2021, the brand offered three main models: the Ghibli sedan, the Levante SUV, and the larger Quattroporte sedan. Each brings its own blend of power, style, and sophistication, but they also come with price tags that reflect their premium positioning. Whether you’re buying new, used, or certified pre-owned, the cost of a 2021 Maserati goes beyond the window sticker. You’ll need to factor in taxes, insurance, maintenance, and optional upgrades that can significantly increase the total investment.

In this guide, we’ll break down the pricing for each 2021 Maserati model, explore what affects the final cost, and share practical tips to help you make a smart purchase. Whether you’re a first-time luxury car buyer or a seasoned enthusiast, understanding the true cost of ownership will help you decide if a 2021 Maserati fits your lifestyle and budget.

2021 Maserati Model Lineup and Base Prices

The 2021 Maserati lineup consists of three primary models, each designed to cater to different tastes and driving needs. While they share the brand’s signature Italian flair and performance DNA, their pricing varies significantly based on size, power, and features.

Maserati Ghibli: The Entry-Level Luxury Sedan

The 2021 Maserati Ghibli is the most affordable model in the lineup, starting at around $75,000 for the base Ghibli RWD (rear-wheel drive) trim. This midsize luxury sedan offers a compelling mix of style, performance, and daily usability. Powered by a 3.0-liter twin-turbo V6 engine, it delivers 345 horsepower and can accelerate from 0 to 60 mph in about 5.5 seconds—plenty of punch for a luxury cruiser.

For those who want more power, the Ghibli S Q4 (all-wheel drive) bumps output to 424 horsepower and starts closer to $85,000. The top-tier Ghibli Trofeo, with its 580-horsepower engine and aggressive styling, pushes the price to nearly $110,000. While it’s still the most accessible Maserati, the Trofeo trim transforms the Ghibli into a true performance machine, rivaling some European sports sedans.

Maserati Levante: The Luxury Performance SUV

The 2021 Maserati Levante brings the brand’s signature style to the SUV segment. Starting at approximately $79,900 for the base Levante RWD, this midsize luxury SUV combines Italian design with off-road capability and on-road agility. Like the Ghibli, it uses a 3.0-liter twin-turbo V6, producing 345 horsepower.

Stepping up to the Levante S Q4 increases power to 424 horsepower and raises the starting price to around $90,000. The range-topping Levante Trofeo, with a 580-horsepower engine and sport-tuned suspension, starts near $130,000. The Levante appeals to buyers who want the practicality of an SUV without sacrificing the emotional driving experience Maserati is known for.

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Maserati Quattroporte: The Flagship Luxury Sedan

As Maserati’s flagship sedan, the 2021 Quattroporte commands a premium price. The base Quattroporte RWD starts at about $110,000, making it the most expensive model in the lineup. It features a more powerful 3.0-liter V6 with 424 horsepower, offering a smoother and more refined ride than the Ghibli.

For those seeking ultimate performance, the Quattroporte GTS trim comes with a 523-horsepower V8 engine and a starting price near $140,000. The Quattroporte is ideal for executives, luxury enthusiasts, or anyone who values space, comfort, and presence. With its long wheelbase, plush interior, and advanced tech, it’s a true grand tourer.

What Affects the Final Price of a 2021 Maserati?

While base prices give you a starting point, the final cost of a 2021 Maserati can vary widely depending on several factors. Understanding these can help you avoid surprises and make a more informed decision.

Trim Levels and Performance Upgrades

Maserati offers multiple trim levels for each model, each adding more power, features, and luxury. For example, moving from the base Ghibli to the Trofeo trim nearly doubles the price. These upgrades aren’t just cosmetic—they include performance enhancements like upgraded brakes, sport suspensions, and more aggressive aerodynamics.

Performance trims often come with larger engines, all-wheel drive, and exclusive badging. While they deliver a more thrilling driving experience, they also come with higher fuel consumption and maintenance costs.

Optional Packages and Customization

Maserati allows extensive customization, which can quickly inflate the price. Popular options include:

– **Premium Interior Packages:** Upgraded leather, wood trim, and ambient lighting can add $5,000–$10,000.
– **Technology Packages:** Advanced infotainment, premium sound systems (like Bowers & Wilkins), and driver-assist features may cost $3,000–$7,000.
– **Performance Packages:** Upgraded exhaust systems, carbon fiber accents, and track-focused tuning can add $8,000 or more.

For example, adding the Nero (Black) package to a Levante—which includes blacked-out trim, sport seats, and unique wheels—can cost over $5,000. These options enhance the car’s appeal but should be weighed against your budget.

Dealer Fees and Destination Charges

When buying a new 2021 Maserati, you’ll also pay a destination charge—typically around $1,500–$2,000—which covers delivery from the factory to the dealership. Additionally, some dealers may add documentation fees, advertising fees, or “market adjustment” fees, especially if the car is in high demand.

These fees can add $2,000–$5,000 to the out-the-door price, so it’s important to ask for a full breakdown before signing.

Taxes, Registration, and Financing

Sales tax varies by state but typically ranges from 5% to 10% of the vehicle’s price. On a $100,000 Maserati, that’s $5,000–$10,000 in taxes alone. Registration fees and title costs also add up, especially in states with high vehicle taxes.

If you’re financing, interest rates will depend on your credit score and loan term. Luxury cars like Maseratis often have higher interest rates than mainstream brands, so shop around for the best financing deal.

New vs. Used: Is a 2021 Maserati Worth Buying Used?

While buying a brand-new 2021 Maserati offers the latest features and full warranty coverage, a used or certified pre-owned (CPO) model can offer significant savings.

Depreciation and Value Retention

Like most luxury cars, Maseratis depreciate quickly. A new 2021 model may lose 20–30% of its value in the first year. By the time it’s two or three years old, the price can drop by 40% or more. This means a used 2021 Maserati could cost $20,000–$40,000 less than its original MSRP.

For example, a 2021 Ghibli that originally sold for $85,000 might now be available for $55,000–$65,000 on the used market. That’s a substantial saving for a car that’s still under warranty and in excellent condition.

Certified Pre-Owned (CPO) Benefits

Maserati’s CPO program offers added peace of mind. CPO vehicles undergo a rigorous 150-point inspection, come with a limited warranty (typically 12 months/unlimited miles), and include roadside assistance. They also often have lower mileage and a clean history.

While CPO models cost more than non-certified used cars, they provide a balance between affordability and reliability. A CPO 2021 Levante might cost $15,000–$25,000 less than a new one, making it an attractive option for budget-conscious buyers.

Where to Find Used 2021 Maseratis

You can find used 2021 Maseratis at:

– Authorized Maserati dealerships (best for CPO)
– Luxury car dealerships
– Online marketplaces like Autotrader, Cars.com, and CarGurus
– Private sellers (lower prices but higher risk)

Always get a vehicle history report (like Carfax) and consider a pre-purchase inspection by a trusted mechanic.

Owning a 2021 Maserati: Beyond the Purchase Price

Buying a 2021 Maserati is just the beginning. The true cost of ownership includes ongoing expenses that can add up quickly.

Insurance Costs

Insuring a Maserati is significantly more expensive than insuring a mainstream luxury car. Due to the high repair costs, performance capabilities, and theft risk, premiums can be 30–50% higher than for a BMW or Mercedes-Benz.

For example, full coverage on a 2021 Ghibli might cost $3,000–$5,000 per year, depending on your location, driving record, and coverage level. The Levante and Quattroporte, being larger and more expensive, may cost even more.

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Maintenance and Repairs

Maseratis require specialized service and parts, which are more expensive than those for German or Japanese luxury brands. Routine maintenance—like oil changes, brake service, and tire replacements—can cost 20–40% more.

Additionally, Maseratis are known for higher repair rates, especially with electrical systems and electronics. A single repair could cost $1,000 or more. To manage costs, consider purchasing an extended warranty or prepaid maintenance plan.

Fuel Economy

Performance comes at a price—fuel efficiency. The 2021 Ghibli averages around 18 mpg combined, while the Levante and Quattroporte are slightly worse. With gas prices fluctuating, fuel costs can add $2,000–$3,000 per year for the average driver.

Depreciation and Resale Value

As mentioned earlier, Maseratis depreciate faster than many competitors. While this makes them cheaper to buy used, it also means you’ll lose more money if you sell it later. If you plan to keep the car long-term, this may be less of a concern.

Tips for Buying a 2021 Maserati

If you’re serious about buying a 2021 Maserati, here are some practical tips to help you get the best deal and avoid common pitfalls.

Set a Realistic Budget

Don’t just focus on the purchase price. Include taxes, insurance, maintenance, and fuel in your budget. A good rule of thumb is to spend no more than 10–15% of your monthly income on total car expenses.

Compare Models and Trims

Test drive the Ghibli, Levante, and Quattroporte to see which one fits your lifestyle. The Ghibli is great for daily driving, the Levante offers SUV versatility, and the Quattroporte is ideal for long trips and executive presence.

Negotiate the Price

Even at luxury dealerships, there’s often room to negotiate. Research invoice prices and use competing offers to your advantage. Ask for discounts on destination fees or optional packages.

Consider Certified Pre-Owned

A CPO 2021 Maserati offers the best of both worlds: lower price and warranty protection. It’s often a smarter financial move than buying new.

Get Pre-Approved for Financing

Shop around for auto loans before visiting the dealership. Credit unions and online lenders often offer better rates than dealer financing.

Read the Fine Print

Make sure you understand the warranty terms, maintenance requirements, and any service plans you’re purchasing. Avoid unnecessary add-ons that inflate the price.

Conclusion: Is a 2021 Maserati Worth the Cost?

So, how much does a 2021 Maserati cost? The answer depends on the model, trim, options, and whether you buy new or used. Base prices start around $75,000 for the Ghibli and climb to over $140,000 for the top-tier Quattroporte GTS. When you factor in taxes, insurance, and maintenance, the total cost of ownership can easily exceed $100,000 in the first few years.

But for many buyers, the experience of driving a Maserati—the sound of the engine, the feel of the leather, the admiring glances—is worth the premium. It’s not just a car; it’s a statement.

If you’re drawn to Italian design, performance, and exclusivity, a 2021 Maserati could be a dream come true. Just make sure you go in with your eyes open, understand the full cost, and choose the model and options that fit your budget and lifestyle.

Whether you’re behind the wheel of a Ghibli cruising city streets, a Levante exploring mountain roads, or a Quattroporte making a grand entrance, a 2021 Maserati delivers an experience few other cars can match. And for the right buyer, that experience is priceless.

Frequently Asked Questions

What is the cheapest 2021 Maserati?

The 2021 Maserati Ghibli is the most affordable model, with a starting price of around $75,000 for the base RWD trim. It offers a great entry point into the brand with strong performance and luxury features.

How much does a 2021 Maserati Levante cost?

The 2021 Maserati Levante starts at approximately $79,900 for the base model. The high-performance Levante Trofeo can cost over $130,000 with options and upgrades.

Is a 2021 Maserati expensive to maintain?

Yes, maintenance and repairs for a 2021 Maserati are more costly than for many other luxury brands due to specialized parts and labor. Routine service can be 20–40% more expensive.

Can I buy a used 2021 Maserati?

Absolutely. Used 2021 Maseratis are widely available and can save you $20,000 or more compared to new. Certified pre-owned models offer added peace of mind with warranty coverage.

What affects the price of a 2021 Maserati?

Trim level, optional packages, dealer fees, taxes, and financing all impact the final price. Customization and performance upgrades can add $20,000 or more to the base cost.

Is a 2021 Maserati a good investment?

Maseratis depreciate quickly, so they’re not ideal as financial investments. However, for enthusiasts who value driving experience and style, the emotional return can be well worth the cost.

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