How Much Does a 2020 Maserati Cost?

So, you’re thinking about buying a 2020 Maserati. Maybe you’ve seen one glide down the street with that unmistakable growl and sleek Italian design. Or perhaps you’ve dreamed of owning a luxury performance car that turns heads without being as common as a BMW or Mercedes. Whatever your reason, you’re not alone—Maserati has long been a symbol of passion, power, and prestige. But before you sign on the dotted line, it’s important to know exactly how much a 2020 Maserati costs—not just the sticker price, but the full picture of ownership.

The 2020 model year was a strong one for Maserati. The brand offered a range of vehicles, from the sporty Ghibli sedan to the muscular Levante SUV and the elegant Quattroporte. Each model came with multiple trims, engine options, and customization packages, which means pricing could vary widely. While the base models are relatively accessible for a luxury brand, the high-end versions can rival supercars in cost. And that’s before you factor in taxes, insurance, maintenance, and fuel.

In this guide, we’ll break down the pricing for every 2020 Maserati model, explore what you get for your money, and share practical tips to help you make the smartest financial decision. Whether you’re buying new (though unlikely at this point), certified pre-owned, or used, understanding the full cost of ownership will help you avoid surprises down the road.

2020 Maserati Model Lineup and Base Prices

Let’s start with the basics: what models were available in 2020, and how much did they cost when new? Maserati offered three main vehicles that year—the Ghibli, Levante, and Quattroporte. Each had multiple trims and engine configurations, so prices ranged from under $80,000 to over $160,000.

The 2020 Maserati Ghibli

The Ghibli was the entry-level sedan in the Maserati lineup and the most affordable way to get into the brand. It came in three primary trims: Ghibli, Ghibli S, and Ghibli SQ4. The base Ghibli started at around $74,000. That got you a 3.0-liter twin-turbo V6 engine producing 345 horsepower, rear-wheel drive, and a luxurious interior with leather seats, a premium sound system, and advanced safety features.

Stepping up to the Ghibli S bumped the price to about $85,000. This trim added more power—424 horsepower—thanks to a higher-output version of the same V6. It also included all-wheel drive (AWD) as standard, making it better suited for colder climates or rougher roads.

The 2020 Maserati Levante

If you wanted an SUV with Italian flair, the Levante was the choice. It shared its platform with the Jeep Grand Cherokee but was tuned for performance and luxury. The base Levante started at around $77,000. It featured the same 3.0-liter V6 as the Ghibli, producing 345 horsepower, and came standard with AWD.

The Levante S started at about $88,000 and offered 424 horsepower. It also included upgraded interior materials, a larger infotainment screen, and more driver-assistance features.

The real showstopper was the Levante Trofeo, which started at a jaw-dropping $171,000. This high-performance variant packed a 3.8-liter twin-turbo V8 engine borrowed from Ferrari, delivering 580 horsepower. It could go from 0 to 60 mph in just 3.8 seconds—faster than many sports cars. With carbon fiber accents, a sport exhaust, and a track-tuned suspension, the Trofeo was built for speed and style.

The 2020 Maserati Quattroporte

For those who wanted a full-size luxury sedan, the Quattroporte was the flagship. It started at around $106,000 for the base Quattroporte. This model used the same 3.0-liter V6 as the Ghibli but in a larger, more opulent package. It offered more rear-seat space, higher-end materials, and a quieter cabin.

The Quattroporte S started at about $118,000 and added more power and AWD. The top-of-the-line Quattroporte GTS began at approximately $148,000 and featured the same 523-horsepower V8 as the Levante Trofeo (though slightly detuned). With its massive grille, hand-stitched leather, and whisper-quiet ride, the GTS was designed for executives and executives-at-heart who wanted performance without sacrificing comfort.

Optional Packages and Customization Costs

One of the biggest factors that can inflate the price of a 2020 Maserati is optional packages and customizations. Unlike mainstream brands, Maserati encourages buyers to personalize their vehicles, which can quickly add thousands to the final price.

Performance and Handling Packages

For driving enthusiasts, Maserati offered several performance upgrades. The Sport Package, available on most models, included sport seats, a sport steering wheel, upgraded brakes, and a more aggressive suspension tune. This package typically cost between $3,000 and $5,000.

The Corsa Package, available on the Levante and Quattroporte, added even more performance features like carbon-ceramic brakes, a limited-slip differential, and track-focused suspension settings. This package could cost $10,000 or more.

Technology and Infotainment Upgrades

The base infotainment system in a 2020 Maserati included an 8.4-inch touchscreen with Apple CarPlay and Android Auto. However, upgrading to the Premium Audio Package with a Harman Kardon or Bowers & Wilkins sound system could add $2,000 to $4,000.

The Driver Assistance Package included adaptive cruise control, lane departure warning, blind-spot monitoring, and automatic emergency braking. This safety suite typically cost around $2,500.

Interior and Exterior Customization

Maserati offered a wide range of interior and exterior options. Buyers could choose from multiple leather colors, wood or carbon fiber trim, and custom stitching. These options could add $1,000 to $5,000 depending on the level of personalization.

Exterior paint colors beyond the standard options—like Rosso Brillante (a deep red) or Blu Emozione (a rich blue)—often cost $1,500 to $3,000. Wheels could also be upgraded from standard 19-inch alloys to 20- or 21-inch forged wheels for $2,000 to $4,000.

Full Customization with Maserati Personalization Program

For the ultimate in exclusivity, Maserati offered a Personalization Program that allowed buyers to create a truly one-of-a-kind vehicle. This included custom paint, unique interior materials, and even personalized badging. While pricing wasn’t publicly listed, these custom builds often added $10,000 to $20,000 or more to the final cost.

New vs. Used: What’s the Real Cost in 2024?

Now that we’ve covered the original pricing, let’s talk about what a 2020 Maserati costs today. Since the 2020 model year is now four years old, most buyers will be looking at used or certified pre-owned (CPO) vehicles. And that’s where the real savings—and risks—come into play.

Depreciation: The Hidden Cost

Maserati vehicles are known for steep depreciation. In the first year, a new Maserati can lose 20–30% of its value. By year four, that number can climb to 50% or more. For example, a 2020 Ghibli that started at $74,000 might now be worth around $35,000 to $40,000 on the used market.

This is both good and bad news. It’s great if you’re buying used—you can get a luxury car at a fraction of the original price. But it’s tough if you’re planning to sell later. If you buy a used 2020 Maserati today and drive it for three years, you could lose another 30–40% of its current value.

Certified Pre-Owned (CPO) Options

Maserati offers a CPO program that includes a multi-point inspection, extended warranty, and roadside assistance. CPO vehicles typically cost 10–15% more than non-certified used cars but offer peace of mind. For example, a CPO 2020 Levante might be priced at $55,000, while a similar non-CPO model could be $48,000.

The CPO warranty usually covers the vehicle for up to 7 years or 100,000 miles from the original in-service date, whichever comes first. This can be a smart choice if you want the Maserati experience without the risk of major mechanical issues.

Where to Buy: Dealerships vs. Private Sellers

Buying from a Maserati dealership (especially a CPO vehicle) offers the most protection, but it’s also the most expensive. Private sellers may offer lower prices, but you’ll need to do your homework. Always get a pre-purchase inspection from a qualified mechanic, especially one familiar with Maserati vehicles.

Online marketplaces like Autotrader, Cars.com, and CarGurus are good places to start your search. Filter by year, model, mileage, and price to find the best deals. Be wary of prices that seem too good to be true—they often are.

Ownership Costs Beyond the Purchase Price

Buying a 2020 Maserati is just the beginning. The real cost of ownership includes fuel, insurance, maintenance, and repairs. And let’s be honest—these aren’t cheap.

Fuel Economy

Maserati vehicles are not known for fuel efficiency. The 2020 Ghibli gets around 17 mpg in the city and 24 mpg on the highway. The Levante is slightly worse, at 16/22 mpg. The V8-powered models like the Levante Trofeo and Quattroporte GTS are even thirstier, averaging around 14/20 mpg.

At current gas prices (around $3.50 per gallon), driving 15,000 miles a year could cost you $2,500 to $3,500 in fuel alone. If you drive more or gas prices rise, that number goes up.

Insurance

Insurance for a Maserati is significantly higher than for mainstream brands. According to industry data, the average annual insurance cost for a 2020 Maserati ranges from $2,500 to $4,000, depending on your location, driving record, and coverage level.

Factors that increase insurance costs include the car’s high value, performance capabilities, and repair costs. Some insurers may even classify Maserati as a “high-risk” brand due to theft rates and accident claims.

Maintenance and Repairs

Maserati vehicles require specialized service. While routine maintenance like oil changes and tire rotations can be done at any shop, more complex repairs should be handled by a Maserati-certified technician. Labor rates at dealerships can be $150 to $250 per hour.

Common maintenance items include:
– Oil changes: $150–$250 (synthetic oil required)
– Brake pads and rotors: $800–$1,500 per axle
– Tires: $200–$400 each (high-performance tires wear faster)
– Transmission service: $500–$800

Major repairs—like engine or transmission work—can cost thousands. And because Maserati parts are not as widely available as those for German or Japanese brands, wait times and costs can be higher.

Extended Warranty and Service Plans

To protect against unexpected repair bills, many owners opt for an extended warranty or prepaid maintenance plan. Maserati offers its own extended service contracts, which can cover up to 8 years or 100,000 miles. These plans typically cost $2,000 to $5,000, depending on coverage.

Third-party providers like CarShield or Endurance also offer Maserati coverage, sometimes at lower prices. Just be sure to read the fine print—some exclusions may apply.

Financing and Leasing Options

If you’re not paying cash, you’ll need to finance or lease your 2020 Maserati. Here’s what to expect.

Financing a Used 2020 Maserati

Interest rates for used luxury cars vary based on your credit score. As of 2024, rates for borrowers with excellent credit (720+) range from 5% to 7%. For those with fair credit, rates can be 10% or higher.

For example, financing a $45,000 2020 Levante at 6% over 60 months would result in monthly payments of about $865. Add in taxes, registration, and insurance, and your total monthly cost could exceed $1,200.

Leasing a 2020 Maserati

Leasing a used 2020 Maserati is less common, but some dealerships offer lease takeovers or certified pre-owned lease programs. These typically require a lower down payment and offer lower monthly payments than financing.

For example, a 2020 Ghibli with 20,000 miles might be available for lease at $600 per month with $3,000 due at signing. However, mileage limits (usually 10,000–12,000 miles per year) and wear-and-tear fees apply.

Down Payment and Trade-In Tips

A larger down payment reduces your monthly payment and total interest. Aim for at least 20% down, especially if you’re financing a used luxury car.

If you’re trading in a vehicle, research its value using tools like Kelley Blue Book or Edmunds. Dealerships may offer less than market value, so be prepared to negotiate.

Is a 2020 Maserati Worth the Cost?

So, after all this, is a 2020 Maserati worth it? The answer depends on your priorities.

If you value Italian design, thrilling performance, and the prestige of driving a rare luxury car, then yes—it can be worth the cost. The 2020 models offer modern tech, powerful engines, and a driving experience that’s hard to match.

But if you’re looking for reliability, low maintenance, and strong resale value, you might want to consider alternatives like a BMW 5 Series, Mercedes E-Class, or Audi A6. These cars offer similar luxury and performance with better long-term value.

Ultimately, the 2020 Maserati is a passion purchase. It’s not the most practical choice, but for those who love driving and want something truly special, it can be a dream come true.

Final Thoughts

The 2020 Maserati lineup offers a range of stunning vehicles, each with its own personality and price tag. From the $74,000 Ghibli to the $171,000 Levante Trofeo, there’s a Maserati for different budgets and tastes. But the true cost goes beyond the sticker price—fuel, insurance, maintenance, and depreciation all add up.

If you’re considering a 2020 Maserati, do your research, get a pre-purchase inspection, and budget for ongoing expenses. Whether you buy new, used, or CPO, make sure it fits your lifestyle and financial goals.

At the end of the day, a Maserati isn’t just a car—it’s an experience. And for the right person, that experience is worth every penny.

Frequently Asked Questions

What is the cheapest 2020 Maserati?

The 2020 Maserati Ghibli is the most affordable model, with a starting price of around $74,000 when new. Today, used models can be found for as low as $35,000 depending on mileage and condition.

How much does a 2020 Maserati Levante Trofeo cost?

The 2020 Levante Trofeo started at $171,000 when new. Due to depreciation, used models now typically range from $90,000 to $120,000, depending on mileage, condition, and location.

Are 2020 Maseratis reliable?

Maseratis are known for style and performance, but reliability can be a concern. While routine maintenance is manageable, major repairs can be costly and require specialized service. Buying CPO or getting an extended warranty is recommended.

How much does it cost to maintain a 2020 Maserati?

Annual maintenance costs can range from $1,500 to $3,000, depending on the model and usage. Oil changes, brakes, and tires are common expenses, and labor rates at dealerships are higher than average.

Can I lease a 2020 Maserati?

Leasing a used 2020 Maserati is possible through lease takeovers or CPO programs. Monthly payments typically range from $500 to $800, but mileage limits and fees apply.

What affects the resale value of a 2020 Maserati?

Resale value is influenced by mileage, service history, trim level, and market demand. Popular models like the Ghibli and Levante hold value better than rare trims. Keeping detailed maintenance records helps maximize resale.

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