BMW 520d Second Hand Price: 5 Shocking Deals
BMW 520d Second Hand Price: 5 Shocking Deals Revealed Right Now!
Key Takeaways:
Discover surprising BMW 520d second hand prices.
Learn where to find the best used BMW 520d deals.
Understand factors influencing 520d used car values.
Get tips for spotting a great deal on a BMW 520d.
Prepare to drive home a luxury sedan for less.
Are you dreaming of owning a BMW 520d but think it’s out of reach? The luxury and performance of a BMW 5 Series sedan are incredibly appealing. Many believe that the BMW 520d second hand price is always high, making it a distant dream. However, with the right knowledge and a bit of searching, you can uncover fantastic deals on this sophisticated diesel executive car. We’re here to guide you through the process, making it simple and stress-free. Get ready to explore how you can find a stunning BMW 520d at a price that will genuinely surprise you. Let’s dive into the world of exceptional used car bargains.
Understanding the BMW 520d: A Popular Choice for a Reason
The BMW 520d is part of the esteemed 5 Series lineup, known for its blend of driving dynamics, comfort, and efficiency. For many in the USA, the diesel engine option offers a compelling mix of power and fuel economy, making it an attractive choice for daily commutes and longer journeys alike. When you consider the used market, the BMW 520d second hand price becomes even more intriguing, offering a taste of premium German engineering without the brand-new sticker shock.
What makes the 520d so popular?
- Fuel Efficiency: The diesel engine is renowned for its excellent mileage, saving you money on fuel.
- Performance: Despite its efficiency, the 520d delivers robust acceleration and a refined driving experience.
- Luxury Interior: BMW cabins are synonymous with quality materials, advanced technology, and supreme comfort.
- Build Quality: These cars are built to last, meaning a well-maintained used model can still offer years of reliable service.
- Stylish Design: The 5 Series boasts timeless aesthetics that remain attractive on the road.
Factors Affecting BMW 520d Second Hand Price
The price you’ll find for a used BMW 520d can fluctuate significantly. It’s not just about the model year; numerous factors come into play. Understanding these elements is key to identifying a truly shocking deal and avoiding overpaying.
Mileage: The Big Indicator
One of the most significant determinants of a used car’s value is its mileage. A BMW 520d with lower mileage will naturally command a higher price than one that has seen extensive use. However, a well-maintained, higher-mileage 520d can still be a great buy if the price reflects its usage.
Age and Model Year
Newer models, even with slightly higher mileage, tend to be more expensive due to their more advanced technology and contemporary styling. Older generations will depreciate more, offering lower entry prices. For instance, a 2018 BMW 520d will likely be priced higher than a 2014 model, assuming similar conditions.
Condition and Maintenance History
A car’s physical condition – the paintwork, interior wear, and any mechanical issues – plays a crucial role. A detailed maintenance record, showing regular servicing at reputable garages (ideally BMW dealerships), significantly boosts a car’s value. It assures potential buyers that the vehicle has been cared for.
Trim Level and Optional Extras
BMW offers various trim levels and a wide array of optional features. A 520d equipped with premium packages, advanced driver-assistance systems, a panoramic sunroof, or upgraded upholstery will naturally be more desirable and thus command a higher second-hand price than a base model.
Market Demand and Location
Like any commodity, the demand for specific models in particular regions affects pricing. In areas where diesel cars are popular, you might see slightly higher prices. Conversely, economic downturns or shifts in consumer preferences towards electric vehicles could see prices become more competitive.
Where to Find Shocking BMW 520d Second Hand Deals
Finding that perfect used BMW 520d at an unbelievable price requires knowing where to look. The internet has opened up a world of possibilities, but traditional dealerships still hold their ground. Let’s explore the prime locations for uncovering these hidden gems.
Online Marketplaces and Classifieds
Websites like AutoTrader, Cars.com, and eBay Motors are invaluable resources. You can filter by make, model, year, price, and mileage to narrow down your search. Many private sellers list their vehicles here, often offering lower prices than dealerships because they haven’t incurred dealership overheads.
AutoTrader: Extensive listings from dealers and private sellers across the USA.
Cars.com: A comprehensive platform with advanced search filters.
eBay Motors: Auctions and fixed-price listings can yield surprising bargains.
Craigslist: Offers local listings, often from private sellers, but requires caution and thorough inspection.
Main Dealerships (Used Car Sections)
While new car dealerships are primarily focused on selling the latest models, their used car sections can be goldmines. They often take in high-quality trade-ins, including luxury vehicles like the BMW 520d. These cars are typically inspected and may come with a limited warranty, offering peace of mind. Look for certified pre-owned (CPO) programs from BMW, which often include extended warranties and thorough inspections, though prices might be a bit higher.
Independent Used Car Dealers
Specialty dealerships focusing on used luxury or European cars can be a fantastic place to find specific models like the 520d. They may have more niche inventory and knowledgeable staff who can speak to the intricacies of the BMW brand. Always research the reputation of independent dealers before making a purchase.
Private Sellers
Buying directly from a private owner can sometimes lead to the best prices. You cut out the dealership markup entirely. However, this route demands the most due diligence from your end. You’ll need to arrange financing yourself, handle paperwork, and, most importantly, get a pre-purchase inspection from an independent mechanic. Always meet in a safe, public location.
5 Shocking BMW 520d Second Hand Price Examples & What to Look For
To give you a realistic idea of what’s possible, let’s look at hypothetical scenarios where you might find a BMW 520d second hand price that truly stands out. These are not actual listings but represent the types of deals that can be found with diligent searching.
Deal Scenario 1: The Low-Mileage Gem
Vehicle: 2017 BMW 520d (G30 generation)
Mileage: Under 30,000 miles
Condition: Excellent, full dealer service history
Expected Shocking Price Range: $22,000 – $27,000 (significantly below market for a car this new and low mileage)
What to Look For: This deal might appear at a dealership clearing out older stock, or a private seller needing a quick sale due to relocation. The key is the low mileage, which suggests minimal wear and tear.
Deal Scenario 2: The Well-Equipped Older Model
Vehicle: 2015 BMW 520d (F10 generation)
Mileage: Around 60,000 miles
Condition: Very good, with some desirable optional extras (e.g., leather seats, navigation, parking sensors)
Expected Shocking Price Range: $14,000 – $18,000 (lower than average for this year and mileage, especially if well-specced)
What to Look For: You might find this at an independent dealer or a private seller who has kept it in top shape. The shock comes from finding a feature-rich model at a deeply discounted price due to depreciation.
Deal Scenario 3: The Fleet Manager’s Discard
Vehicle: 2018 BMW 520d
Mileage: 70,000 – 90,000 miles
Condition: Good, but potentially showing signs of corporate use; may have minor cosmetic blemishes.
Expected Shocking Price Range: $18,000 – $23,000 (a tempting price for a relatively recent model, provided it’s mechanically sound)
What to Look For: Companies often sell off their fleet vehicles in bulk. These cars are usually serviced regularly but driven extensively. A solid pre-purchase inspection is vital here. The shock is in getting a newer model year at a price usually associated with older cars.
Deal Scenario 4: The Enthusiast’s Trade-In
Vehicle: 2016 BMW 520d M Sport Package
Mileage: 50,000 miles
Condition: Excellent, meticulously maintained by a passionate owner; M Sport upgrades add significant appeal.
Expected Shocking Price Range: $17,000 – $21,000 (less than typical for an M Sport, indicating a motivated seller)
What to Look For: Look for listings where the seller highlights their care for the car. Enthusiast-owned vehicles are often in better condition. The shock is finding a sought-after M Sport version at a bargain.
Deal Scenario 5: The Unadvertised Bargain
Vehicle: Any BMW 520d model year
Mileage: Varies
Condition: Varies
Expected Shocking Price Range: Unpredictable, could be 10-20% below market value.
What to Look For: This often happens through word-of-mouth, local classifieds before they hit major websites, or when a dealer takes a trade-in they want to move quickly. It requires being connected and acting fast. This is pure luck, but entirely possible.
Table: Average BMW 520d Second Hand Price Ranges (USA)
Please note these are estimates and can vary greatly by location, condition, and specific features. These figures are based on general market trends in the USA as of late 2023/early 2024.
| Model Year Range | Estimated Price Range (USD) | Notes |
| :————— | :————————– | :——————————————————– |
| 2010-2013 | $7,000 – $12,000 | Older F10 generation, check for timing chain issues. |
| 2014-2016 | $12,000 – $17,000 | Mid-cycle refresh F10, generally more reliable. |
| 2017-2019 | $18,000 – $28,000 | Early G30 generation, more modern tech and design. |
| 2020-2022 | $27,000 – $38,000+ | Latest G30 models, prices closer to new car depreciation. |
Essential Checks Before Buying a Used BMW 520d
Securing a shocking deal is exciting, but it’s the diligence that follows that ensures you’ve made a smart purchase. A BMW 520d, while well-engineered, can be expensive to repair if underlying issues are present. Here’s what you absolutely must check.
1. Vehicle History Report (VHR)
Always start with a VHR from services like Carfax or AutoCheck. This report can reveal accident history, title issues (salvage, flood damage), odometer discrepancies, and previous ownership. A clean VHR is crucial. You can often get this through the dealership or purchase it yourself if buying privately.
2. Mechanical Inspection (Pre-Purchase Inspection – PPI)
This is non-negotiable. Take the car to an independent mechanic you trust, preferably one specializing in European cars or BMWs. For around $100-$250, they will put the car on a lift, inspect the engine, transmission, brakes, suspension, and exhaust system, and check for leaks or rust. They can also diagnose any potential electronic gremlins. This is the best way to uncover hidden problems.
3. Test Drive Thoroughly
Don’t just drive around the block. Take the 520d on highways, through city streets, and over bumps. Listen for unusual noises, feel for vibrations, check how the brakes perform, and test the steering. Ensure the transmission shifts smoothly and the climate control works perfectly. Test all electronic features: infotainment, windows, mirrors, lights, etc.
4. Examine the Interior and Exterior
Look for signs of neglect: uneven tire wear, rust spots (especially around wheel arches and sills), dents, scratches, or mismatched paint. Inside, check for excessive wear on seats, carpets, and steering wheel. Smell for mold or smoke. Check that all electronics and features work.
5. Review Maintenance Records
Ask for all service records. Regular oil changes, filter replacements, and scheduled maintenance are vital for longevity, especially with a diesel engine. A lack of records could be a red flag. You can also check the BMW recall list on the official BMW USA website to see if any outstanding safety recalls need addressing.
Pro Tip:
When inspecting a used BMW 520d, pay close attention to the exhaust. A puff of blue smoke on startup can indicate worn valve seals, while black smoke might suggest fuel system issues. White smoke could point to a blown head gasket.
Understanding Common BMW 520d Diesel Engine Considerations
The diesel engine in the BMW 520d, while generally robust, has specific components that require attention. Being aware of these can help you spot potential issues during your inspection or understand future maintenance needs.
Diesel Particulate Filter (DPF)
Modern diesels like the 520d are equipped with a DPF to reduce emissions. These filters can become clogged if the car is only used for short, low-speed trips, preventing the regeneration process. A clogged DPF can lead to reduced performance and expensive repairs. Check if the car has a history of primarily urban driving without adequate highway runs.
Glow Plugs
Diesel engines rely on glow plugs for cold starts. Faulty glow plugs can cause hard starting or misfires in cold weather.
Fuel Injectors
Like any modern engine, diesel injectors are precision components. Issues can lead to rough running, poor fuel economy, or starting problems.
Turbocharger
The turbocharger provides the 520d with its impressive torque. While durable, they can fail due to lack of oil changes or excessive strain. Listen for whining noises or a loss of power.
EGR System (Exhaust Gas Recirculation)
The EGR system helps reduce emissions but can become clogged with carbon deposits. This can lead to reduced engine performance and potential warning lights.
If you’re considering a BMW 520d, understanding these diesel-specific points is crucial. A clean emissions system and a well-maintained engine are key indicators of a healthy vehicle. For more in-depth information on diesel engines, resources like the U.S. Department of Energy’s Alternative Fuels Data Center (https://afdc.energy.gov/) can offer valuable insights into fuel and engine technologies.
Navigating the Purchase Process: Tips for a Smooth Transaction
Once you’ve found the perfect BMW 520d and passed all your checks, the final steps involve a smooth transaction.
Financing Your Used BMW
If you’re not paying cash, explore your financing options. Your bank or credit union might offer better rates than dealership financing. Get pre-approved for a loan before you start seriously shopping to know your budget.
Negotiating the Price
Don’t be afraid to negotiate, especially if your pre-purchase inspection revealed any minor issues. Use your research on market values and the car’s condition as leverage. Be polite but firm.
Paperwork and Registration
Ensure all the necessary paperwork is in order: title, bill of sale, and any warranty documents. You’ll need to register the car with your local Department of Motor Vehicles (DMV) and arrange for insurance. Each state has different requirements, so check your local DMV website for specifics, such as California’s DMV (https://www.dmv.ca.gov/) or Texas’s DPS (https://www.dps.texas.gov/section/driver-license/).
Insurance
Get insurance quotes before you finalize the purchase. Premiums for luxury vehicles can be higher, so factor this into your total cost of ownership.
Frequently Asked Questions (FAQ) About Buying a Used BMW 520d
Q1: Is a BMW 520d a reliable car to buy second hand?
A1: Yes, generally. BMWs are known for their build quality. However, reliability heavily depends on the specific car’s maintenance history and how it was driven. Thorough inspection is key.
Q2: What is the typical fuel economy of a BMW 520d?
A2: You can expect around 30-40 MPG in mixed driving conditions, with potentially higher figures on the highway, making it very economical for its class.
Q3: Are diesel engines in BMWs expensive to maintain?
A3: While routine maintenance is comparable to gasoline engines, specialized diesel components (like DPFs or injectors) can be costly if they fail. Regular servicing at a specialist is recommended.
Q4: What should I look out for regarding common problems with older BMW 520d models?
A4: For F10 models (pre-2017), common areas to check include the timing chain, EGR valve, and potential oil leaks. For newer models, ensure the DPF system is functioning correctly.
Q5: How much should I budget for insurance on a used BMW 520d?
A5: Insurance costs vary greatly based on your driving record, location, and the car’s age and value. It’s best to get quotes from several insurance providers.
Q6: What’s the difference between a 520d and a 530d?
A6: The ’30’ in 530d signifies a more powerful engine, typically with more horsepower and torque than the 520d. You’ll usually see a higher second-hand price for a 530d.
Q7: Can I get a warranty on a used BMW 520d?
A7: Yes. Dealerships often offer warranties on used cars, and BMW offers Certified Pre-Owned (CPO) programs with extended warranties. You can also purchase third-party extended warranties.
Conclusion
Finding a BMW 520d second hand price that feels like a “shocking deal” is entirely achievable with the right approach. It’s about more than just spotting a low number; it’s about understanding the factors that influence value, knowing where to search, and, most importantly, performing diligent checks. The BMW 520d offers a compelling package of luxury, performance, and economy, making it a smart choice in the used car market. By following these steps, you’re well-equipped to navigate the world of pre-owned luxury vehicles and drive away in a premium sedan that fits your budget and your lifestyle. Happy hunting for your next great automotive find!
